Two Stage Anticipated Endowment Insurance Plan

(with Profits)


Provides financial assistance even before the completion of the policy terms through payment of survival benefits.

Sum Assured

Minimum Tk. 30,000


Minimum Tk. 1,804 yearly

Policy Term

10, 12, 14, 16, 18, 20 years

Age at commencement

55 years (Max)

Age at maturity

70 years (max)

Mode of payment

Half-yearly, Yearly


During policy

(Survival Benefit)

40% of Sum Assured will be paid after completion of 1/2 of policy period.

Maturity benefit

Remaining 60% of Sum Assured with accrued bonuses will be paid

Death benefit

On death of the insured during the term of the policy Sum Assured with accrued bonuses will be paid to the nominee(s).


The insured can avail the investment facility (maximum 90% of Surrender/ Encashment value) after completion of 2(two) years.


The insured can avail Surrender/ Encashment value after completion of 2(two) years.

Income Tax

  • The Policyholder’s payment net of total premium deposited is subject to 5% tax deduction.
  • The Policyholder can avail tax rebate facility against the policy.
  • Death claim is tax free.

Rider Cover

Policyholder can take rider coverage as follows:

  • Double Indemnity Accident Benefit (DIAB) and
  • Permanent Disability and Accident Benefit (PDAB)